01. STEPS TO OWNING A HOME

Registration
Register yourself at www.tamanbaktiyns.com.my or visit any of our sales gallery. Our sales personnel will be happy to provide you with registration forms in which you can state your preferred location and type of property.

Booking / Selection of an unit
Prior to a launch, registered buyers will get preferential choice in the selection of units and this will be done on a first come first serve basis.

Letter of Offer
Upon selection of the unit, a letter of offer will be issued by bank after loan approval from bank.

Execution of Sales And Purchase Agreement (S&P)
Execution of the S&P must be done at our appointed solicitor's office upon settlement of the initial 10% down payment.

Application for loan and EPF withdrawal
Assistance will be given in the application for a house loan from our panel of end-financiers. EPF members, who would like to make withdrawal from your EPF account, please obtain the necessary forms from the EPF Office or download it at KWSP Website www.kwsp.gov.my Tel: 603.8732.6000

02. PRIVATE SECTOR LOAN APPLICANT

We have, on our end here appointed a panel of end-financiers for your convenience. The decision however still lies with you, as you are free to choose the end financier of your choice. We recommend, however that in order to expedite the loan application process, you use any of our end-financiers and if you wish to do so, you would need to forward the following:

• Original copy of the Sales and Purchase Agreement
• Copy of the title deed if available
• Photocopy of your IC
• A copy of your last 3 months pay or your last 6 month's bank statement (if self-employed)
• Letter of confirmation on income and years of service from your employer
• A copy of Income Tax Return/EA form for the past 3 years

03. GOVERNMENT LOAN APPLICANTS

As a government loan applicant, you may have been advised by your Departmental Head on the requirements for a housing loan or you may refer to the web site www.treasury.gov.my for information. However, we have for your convenience, listed the following documents required for your loan application:

• Application form to be completed in detail.
• Letter of Confirmation and recommendation from your Departmental Head.
• Borang VII (Format VII) - Declaration from the borrower giving consent to the Federal Government to deduct from his/her salary the loan installments (inclusive of interest).
• Copy of title deed.
• Lampiran A - Declaration from the developer consenting to a registrar's caveat.
• Format XIV - To be endorsed by the developer and the borrowers' solicitors.
• Solicitors' declaration - confirmation of stakeholder and finalisation of loan documents. Borang Akuan SPP 21/86 - Lampiran IV.
• Letter to the housing loan unit confirming the ability to settle the difference between loan and purchase price (if it is not a 100% loan).
• Copy of Power of Attorney, if the agreement has been attested by the Power of Attorney.
• Certificate of Fitness - for completed house.
• The progress payments will be released by the Housing Loan Division only when the title (landed unit) and loan agreement cum assignment (strata unit) has been registered at the land office and the High Court respectively.

Note: The above mentioned format might be changed by the government housing loan unit. The loan processing is handled by the:

Bahagian Pinjaman Perumahan, Perbendaharaan Malaysia
No 9, Kompleks Kementerian Kewangan
Persiaran Perdana, Precinct 2
Pusat Pentadbiran Kerajaan Persekutuan
62592 Putrajaya
Tel: (603) 8880 2000
Email: pinjamrumah@treasury.gov.my

04. EMPLOYEES PROVIDENT FUND (EPF) WITHDRWAL PROCEDURE

For further information, please log on to https://www.kwsp.gov.my/member/withdrawals/partial/purchase-a-house#newdevelopment

For further enquiries please contact the nearest EPF Office or the EPF Customer Service Department as follows:

Customer Service
Tel: 603.8732.6000
E-mail: enquiry@epf.gov.my | Website: www.kwsp.gov.my